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 <description>To involve Seniors in the process of electing the next President of the United States.</description>
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 <title>All Ages Welcome!</title>
 <link>http://www.seniorsforamerica.com/?q=node/view/1877</link>
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          &lt;td height="92" valign="top"&gt;&lt;font size="5" face="Times New Roman, Times, serif"&gt;Seniors 
            for America was founded to elevate issues of special concern to Seniors 
            and Elders in the national political agenda. Through a network of 
            Internet-savvy Senior outreach coordinators of all ages, SFA strives 
            to provide bridges at the community level to non-digital Seniors and 
            Elders who wish to remain active in the political process.&lt;/font&gt;&lt;/td&gt;
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                &lt;td width="275" valign="top"&gt;&lt;a name="HOSS"&gt;&lt;/a&gt;&lt;img src="http://msnbcmedia.msn.com/i/msnbc/Components/Art/COVER/050426/N1_DeepDivide_8p.jpg" width="275" height="180"&gt;&lt;/td&gt;
                &lt;td width="183" valign="middle"&gt; &lt;p&gt;&lt;font size="1" face="Verdana, Arial, Helvetica, sans-serif"&gt;&lt;strong&gt;The 
                    Hands Off Social Security Coalition was represented on Capital 
                    Hill at a demonstration against Bush's plan to privatize Social 
                    Security on Tuesday.&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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          &lt;td&gt;&lt;font color="#000099" size="4" face="Verdana, Arial, Helvetica, sans-serif"&gt;&lt;strong&gt;Deep 
            divide marks Social Security debate&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
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          &lt;td&gt;&lt;font size="3" face="Arial, Helvetica, sans-serif"&gt;&lt;strong&gt;Democrats 
            say president&amp;#8217;s plan threatens safety net&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
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          &lt;td valign="top"&gt;&lt;font size="1" face="Verdana, Arial, Helvetica, sans-serif"&gt;&lt;strong&gt;The 
            Associated Press&lt;br&gt;
            April 26, 2005&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
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          &lt;td valign="top"&gt;&lt;font size="2" face="Georgia, Times New Roman, Times, serif"&gt;&lt;strong&gt;WASHINGTON 
            -&lt;/strong&gt;&lt;/font&gt;&lt;font size="4" face="Georgia, Times New Roman, Times, serif"&gt; 
            From the buttoned-down confines of a Senate hearing room to a boisterous 
            outdoor rally nearby, Democrats took on President Bush and his Social 
            Security proposals with gusto on Tuesday and rebuffed pleas for bipartisanship 
            from frustrated Republicans. 
&lt;div align="left"&gt; 
              &lt;p&gt;&lt;font size="4" face="Georgia, Times New Roman, Times, serif"&gt;&amp;#8220;If 
                he&amp;#8217;s going out to push for privatization, let&amp;#8217;s help 
                him pack,&amp;#8221; Sen. Dick Durbin of Illinois said to cheers from 
                a sun-splashed crowd on the lawn across the street from the Capitol. 
                He was ridiculing Bush&amp;#8217;s heavily publicized 60-day tour 
                to build support for his proposals.&lt;/font&gt;&lt;/p&gt;
              &lt;p&gt;&lt;font size="4" face="Georgia, Times New Roman, Times, serif"&gt;&amp;#8220;Personal 
                accounts unravels the Social Security safety net in a way that 
                makes it hard to find common ground,&amp;#8221; said Sen. Ron Wyden 
                of Oregon, one of several Democrats who criticized the president&amp;#8217;s 
                recommendations at a lengthy Senate Finance Committee hearing.&lt;/font&gt;&lt;/p&gt;
              &lt;p&gt;&lt;strong&gt;&lt;font color="#000099" size="3" face="Arial, Helve<!-- bb --><!-- /bb --><div style='float:left;'></div><div style='float:left;'></div>Howard,<br />
<br />
Hi.  So good to hear from you.  I would like to point out a cover-up in the Bush Medicare and Medicare Drug Bill for a Part D and what else that bill does to the consumer for health care that is not being brought to the forefront of discussion by our politicians, our lawmakers and yet little ol' me has found it to be true simply because I am a licensed insurance producer, that means sales and service agent of health care products.  I have a captive license means I work exclusively for Combined Insurance Corpporation of America, an AON company.<br />
<br />
Anyhow, first my beef is the same with the Medicare Drug Act for 2006 and the changes it brings in benefits and options for drug cost help as most seniors have.  As Senator Kennedy and our Minnesota state Medicare department representative spoke at Anoka Senior Center on this bill in their attempt to glamorize it and run point for the government in their attempt to basically get in on the baby boomer market in the industry of drug revenue from this huge age group approaching retirement.   They said the average senior, being according to them approximately 28 to be precise who responded prior stating they need drugs but could not afford them need this bill.  Yet they bragged like it was so great, the savings was going to save this person 10-12% off the cost of their drugs!<br />
<br />
What this bill states is that private insurance companies can no longer sell a medigap insurance policy with drug coverage in it after 2006, those grandfathered in are OK.  What they don't tell you is that that policy in Minnesota for example is our Extended Basic Policy, other states Plan H or J I think, is those policies are providing long term care in the home and nursing homes for the highly medicated or early medicare disabled citizens who stand a snow balls chance in hell of getting through underwriting to get this kind of care the only other way it is available, unless one is wealthy and self-funds, by virtue of a Long Term Care policy!  These wonderful Extended Basic policies provide 80% drug coverage and 100% after a $1000 out of pocket simultaneously is tabulated at the 80% level!   My own company watchguards how many of these we agents sell because 5% of the senior population buys them because although expensive at $500+ a month for the supplemental policy, usually their drug expense, long term care, and all the other benefits it gives far exceed the policy premium.  My own company tells me the expense of these policy for the insurance company 110% of the premium received so they are a burden for insurance companies.  Wah, Wah, then my own company should raise it, as other companies Extended Basic policies run as high as $978 per month.  <br />
<br />
Did you understand that Howard?  So after 2006 the passage of this drug bill puts the most critically healthy individuals literally on the streets for their home care and long term care or further driving up Medicaid and bankrupting this country instead of on the insurance companies which can leverage themselves well enough and raise rates to avoid bankruptcy if left alone. Analysis shows Part D only benefits the highly medicated because you don't even really started to save anything to make it better than other programs out there that can save you 30-60% through a Medicare approved pharmacy like SavRX, etc.  But does it really benefit them,  they need these Extended Basic policies as they cover all of ones out of pocket costs after Medicare pay first, and many things Medicare doesn't like custodial care, wheel chairs, ramps up the homes, major dental, and nursing home care.  We are indeed in very scary times in this country.  Bush stood on values, whose values?  Big Business is a materialistic value core when you suffer your elderly and your children and they are so good are covering this up in the passage and discussion of this bill!!!<br />
<br />
And also what's wrong with Medicare contracted with these HMO companies like Blue Cross Blue Shield?  Lots, that is what's wrong with Medicare, is it has misled too many seniors to believe they still have Medicare when they are actually no longer in FULL medicare when they choose any other option than a private insurance supplemental to Medicare.  And then they suffer high, unpredictable and unexpecgted and unpromised out of pocket expenses to one of our most vulnerable population groups. (OK BCBS does have an insurance division, but only sell their HMO/PPO product, senior gold to seniors), Medica, Health Partners and U-Care (Our Minnesota based Medicare Managed Care contracted companies) and then there is even more fundamentally wrong with the Unicare and Human choices being allowed to manipulate advertising to seniors to falsely represent their coverage)<br />
<br />
Well, my kids are home and have earned a chinese dinner out for chores well done!  <br />
<br />
bye Howard,<br />
<br />
<b>Kim Theobald-Stark</b>imes, serif"&gt;&lt;BR&gt;
              &lt;BR&gt;
              Our coalition currently includes the following local, regional, 
              and national groups representing approx. 150,000 members: &lt;/font&gt;&lt;/p&gt;
            &lt;p&gt;&lt;font size="2" face="Georgia, Times New Roman, Times, serif"&gt;&lt;strong&gt;- 
              Bay Area Gray Panther Networks &lt;/strong&gt;of&lt;strong&gt;&lt;br&gt;
              &lt;/strong&gt;&lt;font color="#FFFFFF"&gt;.... &lt;/font&gt;Berkeley, Central Contra 
              Costa, San Francisco, &amp;amp; South Alameda &lt;strong&gt;&lt;br&gt;
              - California Alliance of Retired Americans (CARA)&lt;br&gt;
              - City of Alameda Democratic Club&lt;br&gt;
              - Concerned Scientists in Aging&lt;br&gt;
              - Healthcare for All - California &lt;br&gt;
              - Independent Living Resource Center - San Francisco&lt;br&gt;
              - Mainstreet Moms Operation Blue&lt;br&gt;
              - National Committee to Preserve Social Security &amp;amp; Medicare&lt;br&gt;
              - Neighbor to Neighbor &lt;br&gt;
              - Older Women's League (OWL) &lt;br&gt;
              - Progressive Democrats of the East Bay&lt;br&gt;
              - San Francisco Labor Council &lt;br&gt;
              - Senior Action Network (SAN)&lt;br&gt;
              - Seniors for America (SFA)&lt;br&gt;
              - Students for Social Security&lt;br&gt;
              - The Wellstone Democratic Renewal Club&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;
            &lt;p&gt;&lt;font size="4" face="Georgia, Times New Roman, Times, serif"&gt; In 
              addition, a second chapter of the Hands-Off Social Security Coalition 
              has been started in Santa Cruz CA ... I hope that we can soon add 
              your community coalition to our list of affiliates speaking out 
              against Social Security privatization! &lt;/font&gt;&lt;/p&gt;
            &lt;p&gt;&lt;font size="4" face="Georgia, Times New Roman, Times, serif"&gt;And, 
              as always, I welcome your comments and suggestions.&lt;BR&gt;
              &lt;BR&gt;
              Warm regards, &lt;BR&gt;
              &lt;BR&gt;
              Howard &lt;/font&gt;&lt;/p&gt;
            &lt;p&gt;&lt;font color="#FFFFFF" size="1" face="Arial, Helvetica, sans-serif"&gt;x&lt;/font&gt;&lt;/p&gt;
            &lt;p&gt;&lt;font size="4" face="Georgia, Times New Roman, Times, serif"&gt;To 
              find your nearest Gray Panther network, please visit: &lt;BR&gt;
              &lt;a href="http://www.graypanthers.org/graypanthers/netmain.htm" target="blank"&gt; 
              The Gray Panther Homepage&lt;/a&gt; network listings.&lt;BR&gt;
              &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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            &lt;td height="25" align="center" valign="top"&gt;&lt;font color="#000099" size="3" face="Verdana, Arial, Helvetica, sans-serif"&gt;&lt;strong&gt;The 
              New York Times Political News Headlines&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
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